Miscellaneous Fees and Charges

Effective 1/2/2017

Effective 11/1/2017, HomeTown Bank will no longer offer Money Orders. 

Services/Product Fee/Charge
Cashier's Checks
Customer $5.00
Safe Deposit Box Annual Fees
($5.00 discount for seniors 55 and over)
3 x 5 $25.00
5 x 5 $30.00
3 x 10 $35.00
5 x 10 $60.00
10 x 10 $85.00
Customer Service Fees
Insufficient Funds $30.00
Stop Payment $30.00 per item
Returned Deposited Item  $5.00 per item
Account Printout $5.00
Telephone Transfer $5.00
Account Closed within 30 Days $30.00
Account Closed within 60 Days $20.00
Wire Transfer - Customer Only
Outgoing $25.00
Incoming $5.00
International $65.00
Other Fees
Locked Bags $25.00
Zipper Bags $5.00
Collections - Customer Only
Outgoing - Per Collection Letter $20.00
Collections Incoming $20.00 Per Item
Research Fees
Levies, Subpoenas, Garnishments, Summons and Restraining Orders $30.00 Per Hour, Plus Legal Fees
Printing Costs $1.00 Per Page
Customer Research $30.00 Per Hour
Loan Collection Note
Set Up Fee $50.00
Monthly Fee $10.00
Additional Fee for Issuing a Cashier's Check $5.00
Additional Disbursement $3.00
Regulation Monitoring Fee
Government regulation requires the bank to monitor transactions of certain business classifications. The following is the fee for completing this ongoing monitoring:
Money Service Businesses $1,000.00 Per Month
Potential Money Service Businesses $500.00 Per Month
Deposit of Canadian Items - Requires special handling by the Federal Reserve Bank
Per Canadian Item $21.00 Per Item
(Current cost from FRB)